Looking to get qualified for a Mobile Home?
Mobile home lenders are hard to come by but you're at the right place. The process is simple, just fill out the application and you'll have your pre-qualification figures in no time!
Mobile Home Loans Tailored to Your Needs
At Horton Homes, we specialize in financing mobile homes and manufactured housing in California, providing flexible loan solutions that make homeownership affordable and accessible. Whether you’re purchasing a mobile home in a park or on private land, our team is here to guide you every step of the way.
We are proud to partner with top-tier lenders in the mobile home financing industry, ensuring that you receive competitive rates, fast approvals, and personalized loan terms designed to meet your needs.
Why Choose Mobile Home Financing with Horton Homes?
We understand the unique benefits and challenges that come with purchasing a mobile or manufactured home in California. Whether you’re a first-time homebuyer or looking to refinance, our loans are designed to give you the flexibility and affordability you need. Here’s why mobile homes are a great option:
- Affordability: Mobile homes are often more cost-effective than traditional housing, offering lower upfront costs and more manageable monthly payments.
- Flexible Ownership: Financing options are available for both homes on private land and those located in mobile home parks, providing flexibility in choosing your living situation.
- Competitive Loan Terms: We offer competitive rates and tailored loan terms to ensure that your mobile home loan fits your financial situation.
- Fast Approvals: Our streamlined application process ensures quick approval, so you can move into your new home as soon as possible.
Mobile Home Loan Options We Offer
We provide a variety of loan programs tailored to meet the unique needs of mobile home buyers in California. Whether you’re purchasing a new or used mobile home, refinancing, or looking for a home in a park, we have options to fit your goals:
- Mobile Home Loans in a Park
Financing for homes located in a mobile home park is available with competitive terms. Our loans offer flexibility in down payment options, interest rates, and terms, allowing you to secure a home in a community setting. - Mobile Homes on Land
If you’re looking to purchase a mobile home on private land, we provide loans that cover both the home and land in one convenient package. These loans can be structured with fixed or adjustable rates, depending on your needs. The one does need to be on permanent foundation. - Refinance Options for Mobile Homes
Seeking to lower your interest rate, our refinance options allow you to restructure your loan for better terms or reduced monthly payments. - Flexible Down Payment Assistance
We offer solutions that can help reduce the burden of upfront costs, making mobile home ownership more accessible. Depending on your eligibility, you may qualify for programs that minimize your down payment.
Why Mobile Home Financing in California Is Different
Financing a mobile or manufactured home in California comes with distinct advantages, especially given the state’s competitive housing market. Compared to traditional homes, mobile homes offer a lower entry cost while still allowing you to build equity and enjoy homeownership.
Additionally, unlike some local grants that may have limited availability, our lending partners ensure consistent financing opportunities. Our team is also dedicated to staying updated on available local grants and down payment assistance programs, though these may vary over time.
Our Partnership with Trusted Lenders
We partner with one of the top commercial lenders in the mobile home financing industry. Our partnership allows us to offer loan programs with competitive interest rates, flexible terms, and fast processing times, ensuring you get the best deal for your new home.
With the backing of a lender focused on manufactured housing, we provide reliable loan solutions no matter the type of mobile home you’re looking to buy or refinance.
The Horton Homes Difference
- Local Expertise: As experts in the California real estate market, we know the ins and outs of financing mobile homes in the state’s unique housing landscape.
- Transparent Process: We walk you through every step, ensuring that you fully understand your options and feel confident in your decision.
- Customer-Centric Approach: Our goal is to find a loan that fits your life, not the other way around. We work with you to secure terms that are sustainable and beneficial for your long-term financial health.
- Fast, Efficient Service: From pre-qualification to closing, we work efficiently to get you approved quickly so that you can move into your new home without unnecessary delays.
Get Pre-Qualified for Your Mobile Home Loan Today
Ready to start your journey toward owning a mobile home in California? Contact us today for a free consultation or apply online to get pre-qualified in minutes. Whether you’re buying in a park or on private land, we are here to help you secure the financing you need with ease.
- Apply for Financing Now
- Schedule a Free Consultation
- Explore Refinancing Options
Frequently Asked Question
Can I finance a mobile home in a park?
- Yes, we offer financing options for homes located in mobile home parks with flexible terms and competitive rates.
What are the down payment requirements for mobile home loans?
- Down payment requirements vary based on the loan program, but we offer options that require minimal upfront costs, depending on eligibility.
What if I need help with the down payment?
- We can help you explore down payment assistance programs and local grants, though these vary by availability. Our goal is to help you put as little down as possible while ensuring your long-term financial security.